Key Concerns Blog

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Putting Life into Focus

Posted on January 11, 2013 in Articles

Before Halloween, I was eating Peanut Butter Cheerios for breakfast.  I think they are so delicious; I could eat a whole box.  My 18-month-old son was very interested as well, so I gave him a few to play with.  He didn’t put any in his mouth, but he was playing with them at the table.  […]

What Do Bakers And Financial Advisors Have In Common?

Posted on December 19, 2012 in Articles

Our family has a long time tradition of baking a variety of goodies for the holidays.  One of our most requested treats is Almond Roca candy.  It’s not your typical holiday cookie (it’s like a heath bar) so people generally assume it’s more difficult to prepare.  Actually, the recipe is quite simple – there are […]

The $100,000 Procrastination

Posted on November 5, 2012 in Articles

I talk to people all the time about money. I try to get them to get their finances in order, pay down debt, have an emergency fund, and save for their futures. And I hear excuses. Sometimes I don’t hear excuses because I simply hear nothing. We talk about this in the office- why can’t […]


Don’t Overlook Michigan’s New Durable Power of Attorney Law

Posted on September 18, 2012 in Articles

During this election cycle you will hear a great deal about the Bush tax cuts that are set to expire on January 1, 2013. This includes expiration of the current $5 Million Federal Estate Tax Exemption that will be reduced to $1 Million, while the tax increases to 55%. In reality, though, the Federal Estate […]


Marshmallows and Money

Posted on June 18, 2012 in Articles

In the 1960’s, a man named Walter Mischel from Stanford University created an experiment.  He took four-year-olds, sat them in a chair, and put a marshmallow in front of them.  They were told that they could eat the marshmallow, or they could wait 20 minutes.  If they waited twenty minutes, they would receive a second […]